OLD REPUBLIC CREDIT SERVICES PRIVACY STATEMENT

Old Republic Credit Services (ORCS) is a California-based e-business provider of information services to the mortgage and consumer lending industries, employers, landlords and other business clients located throughout the United States. ORCS collects and uses personal information for legitimate business purposes only and our privacy policy is to continue to protect the privacy rights of both clients and consumers.

ORCS is regulated by the Fair Credit Reporting Act as well as by State Laws. In accordance with the requirements of the Fair Credit Reporting Act and State Laws, ORCS does not disclose, either directly or indirectly, to any person, firm or corporation, information of any kind, nature or description concerning matters affecting or relating to the business of its clients or consumers unless the information is already in the public domain or disclosure is permitted by law. Some examples include: a permissible purpose under the FCRA, providing information to industry regulators, to law enforcement agencies, for fraud prevention, or by court order.

ORCS regularly assesses, manages and controls risks relating to the security and confidentiality of the information obtained through the general course of business. ORCS has physical and electronic controls in place to protect the information against unauthorized access or use. Access to consumer information is restricted to employees who need the information in order to perform their job duties.

The following describes specific interaction with ORCS and how the information collected is used and stored:
  1. ORCS uses cookies to house data which is used to authenticate client terminal access to its secure site.
  2. ORCS web sites do not request, nor display, client account information. ORCS uses account information in the following ways:
    • ORCS uses client contact information to contact the client when necessary.
    • ORCS collects financial information for billing purposes and may use that information for the collection of past-due accounts or for marketing purposes.
  3. This site contains links to other sites. The ORCS web site is not responsible for the privacy practices or the content of such web sites.
  4. Security: This site has security measures in place to protect against loss, misuse and alteration of the information under our control.
    • The ORCS web site uses 128-bit SSL encryption to make all communications with its site private.
    • The ORCS web site uses secure usernames and passwords to authenticate users on our system.
    • The ORCS web site is protected by a TruSecure certified firewall.
    • The ORCS web site is TruSecure Web Certified.
  5. Contacting the ORCS Web Site: If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web Site, contact:
    • ORCS Sales Dept.: sales@orcredit.com
    • ORCS Tech Support: techsupport@orcredit.com
This privacy statement covers www.orcredit.com.