Consumer Information

Old Republic Credit Services utilizes data provided by the three credit repositories: Equifax, Experian and TransUnion. Credit Scores utilize formulas developed by Fair Isaac. Please contact the companies directly if you have any questions about your data or scores.

This paper contains detailed instructions on how to read a Credit Report provided by Old Republic Credit Services.

Credit report codes describing payment history and account information are explained in this document.

Some credit basics and answers to frequently asked questions.

Summary of FACT Act Requirements Regarding Use of Consumer Credit Reports by Mortgage Lenders and Brokers

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Equifax Consumer Relations
P.O. Box 740193
Atlanta, GA 30374-0193
800.685.1111
Experian Consumer Relations
P.O. Box 2002
Allen, TX 75013
888.397.3742
Transunion Consumer Relations
P.O. Box 1000
Chester, PA 19022
800.888.4213
Fair Isaac
http://www.myfico.com